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	<title>R &#8211; EcuaRe</title>
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	<description>Reaseguradora del Ecuador</description>
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		<title>Replacement Cost</title>
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		<pubDate>Wed, 25 Nov 2020 21:21:12 +0000</pubDate>
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					<description><![CDATA[The cost to repair or replace an insured item. Some insurance only pays the actual cash or market value of the item at the time of the loss, not what it would cost to fix or replace it. If you have personal property replacement cost coverage, your insurance will pay the full cost to repair an item or buy a new one once the repairs or purchases have been made.]]></description>
		
		
		
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		<title>Replacement Value</title>
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		<pubDate>Wed, 25 Nov 2020 21:20:48 +0000</pubDate>
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					<description><![CDATA[The full cost to repair or replace the damaged property with no deduction for depreciation, subject to policy limits and contract provisions.]]></description>
		
		
		
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		<title>Reinstatement</title>
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		<dc:creator><![CDATA[EcuaRe]]></dc:creator>
		<pubDate>Wed, 25 Nov 2020 21:20:24 +0000</pubDate>
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					<description><![CDATA[The restoring of a lapsed policy to full force and effect. The reinstatement may be effective after the cancellation date, creating a lapse of coverage. Some companies require evidence of insurability and payment of past due premiums plus interest.]]></description>
		
		
		
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		<title>Rider</title>
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		<pubDate>Wed, 25 Nov 2020 21:20:00 +0000</pubDate>
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					<description><![CDATA[Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.]]></description>
		
		
		
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