The termination of insurance coverage during the policy period. Flat cancellation is the cancellation of a policy as of its effective date, without any premium charge.

Notice to an insurer that under the terms of a policy, a loss maybe covered.

The first or third party. That is any person who asserts right of recovery.

Reimburses you for damage to your automobile sustained in a collision with another car or with any other object, movable or fixed, (for example, you accidentally backed into another object while pulling out from a parking stall and causing damage to the bumper and fender of your covered automobile).

This coverage waves your collision deductible if you are hit by an negligent uninsured motorist.

Coverage for transportation firms that must carry any customer’s goods so long as the customer is willing to pay. Examples include trucking companies, bus lines, and airlines.

Provides coverage for any direct and accidental loss of, or damage to, your covered automobile and its normal equipment, to include but not limited to fire, theft or malicious mischief.

Coverage on an “all risks” basis for glass breakage, subject to exclusions of war and fire.

All bonds and undertakings required of litigants to enable them to pursue certain remedies of the courts.

Per the Real Estate Settlement Procedures Act (RESPA) of 1974 (Public Law 93-533), a seller cannot require you to purchase title insurance from any particular company. This survey should be used as you shop for both types of title insurance and be sure that any company you select meets your standards and those of your lender.
Please visit the Federal Department of Housing and Urban Development (HUD) for additional information on RESPA and title insurance.